Cambodia's banking sector sees 2.9% YoY credit growth in first half of 2025

Economy and Industry

Cambodia's banking sector sees 2.9% YoY credit growth in first half of 2025 Cambodia's banking and financial institutions experienced slow credit growth in the first half of 2025, primarily due to a slow recovery of construction and real estate. Outstanding loans rose 2.9% YoY to $61.8 billion by June 2025, while customers' deposits increased 14.5% YoY to $61.5 billion. Non-performing loans at the banking system reached 8.3% by June, up from 7.4% at the end of 2024. Current assets in the kingdom's banking and financial system rose to $97.1 billion by June, a 7.3% YoY increase. The central bank's governor, Chea Serey, attributed the slow growth to low credit demand in some sectors and more cautious lending by banks and financial institutions. Cambodia has 59 commercial banks, 89 microfinance institutions, eight specialized banks, and 112 rural credit institutions, with 28.2 million deposit accounts and 4.3 million credit accounts. (Source: Khmer Times)

Cambodia sees 5,649 new company registrations in first half of 2025 Cambodia's Ministry of Commerce registered 5,649 new companies and enterprises in the first half of this year, a 5.6% increase from the same period last year. The ministry reported 3,073 companies as capital companies, 42 as foreign trade companies, and 2,534 as sole proprietorship companies. 49 companies registered for their licenses via an electronic platform. The growth is attributed to government reforms and a favorable business climate. The Cambodia Chamber of Commerce (CCC) also echoed this optimism, noting the increased registrations reflect the resilience and dynamism of the private sector. Vice President of the Cambodian Chamber of Commerce Lim Heng said the increase in business registration signals entrepreneurs seizing new opportunities within Cambodia and reflects investors' confidence in doing business in the Kingdom. The Commerce Ministry aims to streamline procedures, eliminate informal costs, and increase transparency, ultimately building public confidence. (Source: Khmer Times)

Cambodian brand shines on global stage at prestigious UK food awards Cambodian cashew nut producer, CAC, has been officially recognized at the UK's Great Taste Awards, a prestigious benchmark for food and beverage excellence. The awards, which honour outstanding quality through a rigorous blind-tasting process, award up to three stars, indicating exceptional taste and global-standard quality. The Cashew Nut Association of Cambodia attributes its success to its guiding "3Q Philosophy": Quality of People, Quality of Products, and Quality of the Environment. The brand's continued focus on sustainable practices, integrity in sourcing, and team-driven excellence were key contributors to this international accomplishment. CAC expressed its pride in the recognition, stating that it validates the values of craftsmanship, sustainability, and people-first innovation. The company also thanked the UK Trade Partnerships Programme (UKTP) for its instrumental support throughout the competition process. The recognition not only elevates the company's standing internationally but also adds momentum to Cambodia's growing reputation for excellence in artisanal and sustainable products. (Source: Khmer Times)

Corporate News

KB PRASAC Bank contributes $500,000 to Cambodian government for refugee aid and border area development KB PRASAC Bank has donated USD 500,000 to the Royal Government of Cambodia through the Techo Fund for Border Protection to assist refugees and participate in the restoration and development of border areas following the ceasefire in the Cambodia-Thailand border conflict. President and CEO OUM Sam Oeun handed over the funds to His Excellency General Kim Bunthan at the Prime Minister's Office. KB PRASAC Bank has also been helping to ease the burden of military families by writing off debts for customers and co-borrowers who were military soldiers who served in the battle to protect Cambodia's integrity. The bank will also provide 100% scholarships for a 4-year bachelor's degree to the children of martyrs from the academic year 2025 to 2030, and job opportunities for fallen soldiers in the Cambodia-Thailand border. The bank's management and employees also donated tons of rice to provincial administrations along the Cambodia-Thailand border and paid tribute to fallen soldiers. (Source: Cambodia Investment Review)

Stock Market

CSX index slips 0.1% as mixed movements persist across boards On 05 August 2025, the CSX Index edged down by 0.1% to close at 404.7 points. On the Main Board, PEPC (+2.29%) posted gains, while PAS (-1.15%), PWSA (-0.32%), GTI (-0.29%), and PPAP (-0.29%) recorded losses. PPSP, ABC, MJQE, and CGSM remained unchanged. On the Growth Board, DBDE was unchanged, while JSL rose by 0.72%. Total trading volume reached 39,821 shares, with a turnover of KHR 188 million. (Source: YSC Research)

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